Direct Deposit & ACH Deposits
At minimum, the following information should be provided to your employer,
financial institution or other party in order for us to know where to credit
incoming Direct Deposits or ACH credits.
Our Name: Richmond Virginia Fire Police Credit Union, Inc. (RVFCU)
Our ABA #: 251082411
Your full name as it appears on our records
Your 13-digit account number for crediting the funds. To get the proper 13-digits, you start with the number 218 and end with your membership number along with the check digit (checking account) or account suffix (other accounts) and in between you insert zeros to comprise a 13-digit number. For example, if the member number is 98765 and the savings suffix is 01, the 13-digit number is 2180009876501. Checking accounts have a unique check digit so ask us for the proper account number to avoid delays in posting.
Establishing Direct Deposit or Payroll Deduction
Having funds electronically credited to your RVFPCU account is a
two-part process. The first process is to have the Originator
(your employer or other payer) send funds to your RVFPCU checking or
savings account. The second process is for us to credit the
funds received to your account.
When funds come in we post the entire amount to your designated savings or checking account. Then, if you have instructed us to distribute your funds to any other account, for example, to make your loan payment, then we set up transfer records to electronically debit your savings or checking account and credit this other account(s).
Here is an overview of our two Forms that are available in the above tab links.
Benefits of Direct Deposit & Payroll Deduction