Richmond VA Fire Police CU

TERMS OF USE POLICY (Policy)

This Policy was last updated 09-01-17 and may change at anytime in the future so you should review it each time you visit any Richmond Virginia Fire Police Credit Union site (referenced throughout as "we," "us," "our," or "RVFPCU").  For purposes of this Policy, "online" means utilization of an internet communication protocol to view, display, access, receive or transmit information.  This Policy covers all our online services, including, but not limited to our website service, our email contact service, our managed or administrator service provided through another party's site such as a social media platform owned by Facebook®, Twitter®, YouTube®, etc.

We are committed to providing a website that is accessible in accordance with ADA standards and guidelines.  We are actively working to increase the accessibility and usability of our website to all people.  If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (804) 780-1001 for assistance.  All products and services available on this website are available at Richmond Virginia Fire Police Credit Union.

By using our site, you agree to the Policy.  If you do not understand or do not agree to the Policy, or unable to fully view our site, do not use our site.  Our site may not be fully viewable if you have a disability that prevents you from viewing certain images, text, or other instructions. Contact us for options if you have any issue fully viewing our site.  Further you agree to obey all applicable laws and regulations regarding your use of our site. Our site is protected under intellectual property law, including copyrights and trademarks.  You do not own rights to anything you obtain or view through, or post to our site.  You are granted a nonexclusive, nontransferable, revocable license to use our site only for private, personal, or noncommercial purposes or reasons.  This is grant of license is not a transfer of title, and under this license you may not modify or copy materials except as otherwise authorized by us and must not transfer materials to any other party or "mirror" our materials on any other server.

You should not act or depend on anything in our site as nothing on or obtained via our site is intended as or constitutes legal advice or guidance.  We do not warrant or guarantee the accuracy, adequacy, or validity of any information contained in or linked to our site.   Your use of our site, including links to another party's site is completely at your own risk.  Any publicly viewable document available through our site is provided by a nonexclusive license only for your personal or business use, without any right to relicense, sublicense, distribute, assign or transfer the license.  Any publicly viewable document is provided "as is" without any representation or warranty, express or implied, as to the fitness, legal effect, completeness, accuracy, and/or appropriateness.  We, along with any provider of the document disclaim any warranties, including but not limited to the warranties of merchantability and fitness for a particular purpose.  You may not link to our site without our prior express written permission.

Any communication, including, but not limited to written, voice or email transmission or submission may not be considered or treated as privileged or confidential. If you communicate with us then you should be aware that security of Internet communication is uncertain. By communicating sensitive or confidential information, you accept and assume the risk of such uncertainty and potential absence of confidentiality. 

At any time we can and may make changes to any aspect of our site, including, but not limited to any feature, functionality or content.  We reserve the right in our sole discretion to edit or delete anything appearing on our site. We reserve the right to investigate complaints or reported violations of the Policy and to take any action deemed appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other parties and disclosing anything necessary or appropriate as it relates to such activity.  Our aggregate liability, along with that of any affiliated party for any claim arising out of or relating to our site shall not exceed one hundred (U.S. $100) dollars and that amount shall be in lieu of all other remedies which you may have against us and/or any affiliated party.

The Policy shall be treated as though it was executed in the city of Richmond, Virginia, and shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia without regard to conflict of law principles.  Any cause of action by you with respect to our site must be instituted within one (1) year after the cause of action arose or be forever waived and barred.  All actions shall be subject to the limitations set forth in the Policy.  Should any part of the Policy be held invalid or unenforceable, that portion shall be construed as much as possible to be consistent with applicable law and the remaining portions shall remain in full force and effect.  To the extent that anything in or associated with our site is in conflict or inconsistent with the Policy, the Policy shall take precedence.  Failure by the us to enforce any provision of the Policy shall not be deemed a waiver of the provision nor of the right to enforce the provision.  All our rights under the Policy shall survive any termination of this Policy agreement.