Current Deposit Rates

RATE CHART Effective 01-03-18

 
Account Types Minimum Opening Deposit Minimum Balance to earn APY** Dividend Rate Annual Percentage Yield (APY)** Compounding Frequency
Regular Savings & Club Accounts $5.00 $100.00 0.25% 0.25% Quarterly
Kid Club Account $5.00 $5.00 0.35%** 0.35%** Quarterly
Saving Certificates & IRS Savings Certificates 6 MONTHS - $500.00 $500.00 0.50%** 0.50%** Quarterly
1 YEAR - $500.00 $500.00 0.75%** 0.76%** Quarterly
3 YEARS - $500.00 $500.00 1.25%** 1.26%** Quarterly
5 YEARS - $500.00 $500.00 1.70%** 1.71%** Quarterly
Checking $5.00 $100.00 0.25%** 0.25%** Quarterly
IRA Savings (Traditional,Roth, & Coverdell) $5.00 $100.00 0.60%** 0.60%** Quarterly

Important Disclosures

  • All Accounts: fees may reduce earnings on your accounts.
  • SAVINGS CERTIFICATES & IRAs: a penalty may be imposed for early withdrawals.
  • CHECKING & SAVINGS ACCOUNTS: APYs may change after account is opened.
  • REGULAR SAVINGS: No minimum balance to earn APY for members under age 21.