RVA-FPCU Dividend Rates

RATE CHART Effective 010/01/2024

*Certificate rates are for rollovers only. New certificates have been temporarily suspended. We will not be accepting new CD’s! We will not be opening new IRA shares or IRA Certificates until further notice.

  
      Account Types

      Minimum Opening Deposit

      Minimum Balance to earn APY**

      Dividend Rate

      Annual Percentage Yield (APY)**

      Compounding Frequency
    
      Regular Savings & Club Accounts

      $5.00

      $100.00

      0.50%*

      0.50%*

      Quarterly
    
      Kid Club Account

      $5.00

      $5.00

      0.50%*

      0.50%*

      Quarterly
    
      Saving Certificates *Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

      6 MONTH CD’s will renew at 1.15% APR - $500.00

      $500.00

      2.50%*

      2.531%*

      Quarterly
    
      1 YEAR Cd’s will renew at 0.40% APR - $500.00

      $500.00

      4.00%*

      4.081%*

      Quarterly
    
      3 YEAR Cd’s will renew at 2.15% APR - $500.00

      $500.00

      4.25%*

      4.341%*

      Quarterly
    
      Checking

      $5.00

      $2,000.00

      0.25%*

      0.25%*

      Quarterly
    
      IRA Savings (Traditional,Roth, & Coverdell)

      $5.00

      $5.00

      0.50%*

      0.50%*

      Quarterly

Important Disclosures

All Accounts: fees may reduce earnings on your accounts.
SAVINGS CERTIFICATES & IRAs: a penalty may be imposed for early withdrawals.
CHECKING & SAVINGS ACCOUNTS: APYs may change after account is opened.
REGULAR SAVINGS: No minimum balance to earn APY for members under age 21.