Current Deposit Rates

RATE CHART Effective 01-03-18

 
Account Types Minimum Opening Deposit Minimum Balance to earn APY** Dividend Rate Annual Percentage Yield (APY)** Compounding Frequency
Regular Savings & Club Accounts $5.00 $100.00 0.28%-.40%* 0.28%-.40%* Quarterly
Kid Club Account $5.00 $5.00 0.45%* 0.45%* Quarterly
Saving Certificates 6 MONTHS - $500.00 $500.00 0.80%* 0.80%* Quarterly
1 YEAR - $500.00 $500.00 1.05%* 1.05%* Quarterly
3 YEARS - $500.00 $500.00 1.55%* 1.55%* Quarterly
5 YEARS - $500.00 $500.00 2.00%* 2.00%* Quarterly
Checking $5.00 $2,000.00 0.28-.40%* 0.28-.40%* Quarterly
IRA Savings (Traditional,Roth, & Coverdell) $5.00 $5.00 0.70%* 0.70%* Quarterly

Important Disclosures

  • All Accounts: fees may reduce earnings on your accounts.

  • SAVINGS CERTIFICATES & IRAs: a penalty may be imposed for early withdrawals.

  • CHECKING & SAVINGS ACCOUNTS: APYs may change after account is opened.

  • REGULAR SAVINGS: No minimum balance to earn APY for members under age 21.