Current Deposit Rates

RATE CHART Effective 10-01-2019

 
Account Types Minimum Opening Deposit Minimum Balance to earn APY** Dividend Rate Annual Percentage Yield (APY)** Compounding Frequency
Regular Savings & Club Accounts $5.00 $100.00 0.25%-.35%* 0.25%-.35%* Quarterly
Kid Club Account $5.00 $5.00 0.45%* 0.45%* Quarterly
Saving Certificates 6 MONTHS - $500.00 $500.00 0.80%* 0.80%* Quarterly
1 YEAR - $500.00 $1000.00 1.25%* 1.26%* Quarterly
3 YEARS - $500.00 $1000.00 1.70%* 1.71%* Quarterly
Checking $5.00 $2,000.00 0.25-.35%* 0.25-.35%* Quarterly
IRA Savings (Traditional,Roth, & Coverdell) $5.00 $5.00 0.70%* 0.70%* Quarterly

Important Disclosures

  • All Accounts: fees may reduce earnings on your accounts.

  • SAVINGS CERTIFICATES & IRAs: a penalty may be imposed for early withdrawals.

  • CHECKING & SAVINGS ACCOUNTS: APYs may change after account is opened.

  • REGULAR SAVINGS: No minimum balance to earn APY for members under age 21.