Spring Balance Transfer Promotion

Both new and existing accounts will receive 3.99% APR for 9 months on balance transfers between 2/15/2024 and 05/15/2024.


Summer Balance Transfer Promotion

Both new and existing accounts will receive 4.99% APR for 14 months on balance transfers between 06/01/2024 and 09/07/2024.


Fall Introductory Rate Promotion

Accounts opened between 10/01/2024 and 12/07/2024 will receive 1.99% APR on retail purchases and balance transfers for 6 months.


Winter Cardholder Promotion

Purchases made by existing cardholders between 11/27/2024 and 12/04/2024 will receive 2.99% APR for 6 months.


Open a new Visa Account

Through September 7th

4.99% for 14 months when a new card is opened for a balance transfer from another merchant

Retail purchases 4.99% for 14 months with a new VISA account

4.99% for 14 months to existing cardholders when they transfer a balance to our card

Woman holding credit cards

Spring Into Savings!

Effective date 4/1/2024

Vacation Loan Promo

Ready to take that much-needed vacation? We've got you covered with our Vacation Loan. Apply today and start planning your dream getaway!

Borrow up to $2,000 for 12 months at 7.00% APR

Hurry Limited Time Offer (subject to credit qualification)

Vacation Loan Promo

Unsecured/Personal Loans

Do you want a vacation? What about consolidating debt or buying that big-ticket item you need? Richmond VA Fire Police CU has all types of loans available to meet your financial needs. Apply in-person or online and enjoy incredible rates and exceptional member services.​

Up to 12 months ……… as low as 7.65% APR.

​​​​13 to 24 months ………. as low as 8.65% APR.

​​​​25 to 36 months ………. as low as 9.65% APR

37 to 48 months ………. as low as 10.80% APR

49 to 60 months ………. as low as 11.90% APR

Richmond VA Fire Police CU has all types of loans available to meet your financial needs.

Automobile and Motorcycle

Summer is almost here, which means now is the best time to buy a new car! Apply for an Auto Loan with Richmond VA Fire Police Credit Union, and we'll help you get the best deal and the lowest rate on the perfect vehicle for your needs. With us, you'll always be on the move!

Purchases and Refinances (current model year to 10 years old) – New Money Only!

Up to 48 months ……… as low as 4.99% APR*

​​​49 to 60 months ………. as low as 5.99% APR*

​​​61 to 72 months ………. as low as 6.99% APR*

​​​73 to 84 months ………. as low as 7.99% APR*

Gap insurance required if loan-to-value exceeds 100%.  Maximum loan 125% with GAP 

*Rates will increase by 0.25% if no autopay or direct deposit

drive away in style

RV’s and Watercraft

When was your last cross-country road trip? Apply for a Recreational Vehicle Loan with Richmond VA Fire Police Credit Union today, and we'll help you find the perfect RV for all of your needs. Life is more fun on the road!

New and Used Purchases (current model year to 10 years old) – New Money Only!

​Up to 48 months ………. as low as 6.80% APR*

​​​49 to 60 months ………. as low as 7.80% APR*

​​​61 to 72 months ………. as low as 8.80% APR*

73 to 84 months …….. as low as 9.80% APR*.

​​​85 to 120 months …….. as low as 10.30% APR*

​Gap insurance required if loan-to-value exceeds 100%. Maximum loan 125% with GAP

*Rates will increase by 0.25% if no autopay or direct deposit

discover new destinations

VISA Credit Card

When was your last shopping spree? With a VISA® Credit Card from Richmond VA Fire Police Credit Union, you'll have the best tool to manage your expenses. Apply for yours today to enjoy benefits such as low rates and no annual fees!

Both new and existing accounts will receive 3.99% APR for 9 months on balance transfers between 02/15/2024 to 5/15/2024. After that the cards have a FIXED rate for purchases: 7.90% to 13.70% APR - NO Annual Fee, NO Balance Transfer Fee.

visa credit card promo

Home Equity Line of Credit & Home Equity Loans

Did you know that using the equity in your home is the best way to fund your next home improvement project? 🛠️ Apply for a Home Equity Line of Credit or Home Equity Loan with Richmond VA Fire Police Credit Union, today, and we'll help you renovate your home in no time!

Home Equity Line of Credit - Open-End: Rate starts at the WSJ Prime lending rate and adjusts semi-annually on January 1 and July 1. No MARGIN. Minimum rate 4.00% APR; Maximum rate 15.00% APR. NO CHARGE

Home Equity Loan - Closed-End: Fixed Rates as low as 7.00% APR; terms to 15 years.

home equity loans