Spring Into Savings!
Effective date 11/01/2025
Vacation Loans
Ready to take that much-needed vacation? We've got you covered with our Vacation Loan. Apply today and start planning your dream getaway!
Borrow up to $2,000 for 12 months at % APR
Hurry Limited Time Offer (subject to credit qualification)
Unsecured/Personal Loans
Do you want a vacation? What about consolidating debt or buying that big-ticket item you need? Richmond VA Fire Police CU has all types of loans available to meet your financial needs. Apply in-person or online and enjoy incredible rates and exceptional member services.
| Term | APR* (as low as) |
|---|---|
| Up to 12 Months | % |
| 13 to 24 Months | % |
| 25 to 36 Months | % |
| 37 to 49 Months | % |
| 49 to 60 Months | % |
Rates increase 0.25% if no autopay
New and Used Cars / Trucks / Motorcycles (Purchase and Refinance)
Effective date 07.20.2026
Summer is almost here, which means now is the best time to buy a new car! Apply for an Auto Loan with Richmond VA Fire Police Credit Union, and we'll help you get the best deal and the lowest rate on the perfect vehicle for your needs. With us, you'll always be on the move!
Purchases and Refinances (current model year to 10 years old) – New Money Only!
| Term | APR* (as low as) |
|---|---|
| Up to 36 Months | 3.49% |
| 37 to 48 Months | % |
| 49 to 60 Months | % |
| 61 to 72 Months | % |
| 73 to 78 Months | % |
| 79 to 84 Months | 5.75% |
Current model year to 10 years old - New Money Only!
Gap insurance required if loan-to-value exceeds 100 – 125%
Rates increase 0.25% if no autopay
New and Used Recreational Vehicles (Purchase only)
Effective date 07.20.2026
When was your last cross-country road trip? Apply for a Recreational Vehicle Loan with Richmond VA Fire Police Credit Union today, and we'll help you find the perfect RV for all of your needs. Life is more fun on the road!
New and Used Purchases (current model year to 10 years old) – New Money Only!
| Term | APR* (as low as) |
|---|---|
| Up to 36 Months | 6.24% |
| 37 to 48 Months | % |
| 49 to 60 Months | % |
| 61 to 72 Months | % |
| 73 to 78 Months | % |
| 79 to 84 Months | % |
| 85 to 120 Months* | 9.49% |
*Requires 20% downpayment
Current model year to 10 years old - New Money Only!
Rates increase 0.25% if no autopay
Purchase Older Cars / Trucks / Motorcycles / Recreational Vehicles - Title Loans
Effective date 07.20.2026
| Term | APR* (as low as) |
|---|---|
| Up to 36 Months | 4.84% |
| 37 to 48 Months | 5.34% |
| 49 to 60 Months | 5.84% |
| 60 to 72 Months | 6.84% |
Maximum LTV 80%
Vehicle age not to exceed 15 years
Rates increase 0.25% if no autopay
VISA Credit Card
When was your last shopping spree? With a VISA® Credit Card from Richmond VA Fire Police Credit Union, you'll have the best tool to manage your expenses. Apply for yours today to enjoy benefits such as low rates (as low as %) and no annual fees!
Home Equity Line of Credit & Home Equity Loans
Did you know that using the equity in your home is the best way to fund your next home improvement project? 🛠️ Apply for a Home Equity Line of Credit or Home Equity Loan with Richmond VA Fire Police Credit Union, today, and we'll help you renovate your home in no time!
Home Equity Line of Credit - Open-End: Rate starts at the WSJ Prime lending rate and adjusts semi-annually on January 1 and July 1. No MARGIN. Minimum rate 4.00% APR; Maximum rate 15.00% APR. NO CHARGE
| Term | APR* (as low as) |
|---|---|
| Home Equity Loan (Up to 15 Years) | % |
| HELOC (Home Equity Line-of-Credit) | Rates based on Wall Street Journal Prime |
