Finance your Automobile, Truck and Motorcycle Purchase with us and receive $95 as our Anniversary gift to you! If you’ve made a purchase within the last 12 months, we’ll still give you $95 when you bring the loan to us!
Offer good on applications received by 03/31/2025. Includes (current model year to 10 years old). Subject to normal underwriting guidelines.
Fall Introductory Rate Promotion
Accounts opened between 10/01/2024 and 12/07/2024 will receive 1.99% APR on retail purchases and balance transfers for 6 months.
Spring Into Savings!
Effective date 12/1/2024
Vacation Loan Promo
Ready to take that much-needed vacation? We've got you covered with our Vacation Loan. Apply today and start planning your dream getaway!
Borrow up to $2,000 for 12 months at 7.00% APR
Hurry Limited Time Offer (subject to credit qualification)
Unsecured/Personal Loans
Do you want a vacation? What about consolidating debt or buying that big-ticket item you need? Richmond VA Fire Police CU has all types of loans available to meet your financial needs. Apply in-person or online and enjoy incredible rates and exceptional member services.
Up to 12 months ……… as low as 7.65% APR.
13 to 24 months ………. as low as 8.65% APR.
25 to 36 months ………. as low as 9.65% APR
37 to 48 months ………. as low as 10.80% APR
49 to 60 months ………. as low as 11.90% APR
Automobile and Motorcycle
Summer is almost here, which means now is the best time to buy a new car! Apply for an Auto Loan with Richmond VA Fire Police Credit Union, and we'll help you get the best deal and the lowest rate on the perfect vehicle for your needs. With us, you'll always be on the move!
Purchases and Refinances (current model year to 10 years old) – New Money Only!
Up to 48 months ……… as low as 4.49% APR*
49 to 60 months ………. as low as 5.49% APR*
61 to 72 months ………. as low as 6.49% APR*
73 to 84 months ………. as low as 7.49% APR*
Gap insurance required if loan-to-value exceeds 100%. Maximum loan 125% with GAP
*Rates will increase by 0.25% if no autopay or direct deposit
RV’s and Watercraft
When was your last cross-country road trip? Apply for a Recreational Vehicle Loan with Richmond VA Fire Police Credit Union today, and we'll help you find the perfect RV for all of your needs. Life is more fun on the road!
New and Used Purchases (current model year to 10 years old) – New Money Only!
Up to 48 months ………. as low as 6.80% APR*
49 to 60 months ………. as low as 7.80% APR*
61 to 72 months ………. as low as 8.80% APR*
73 to 84 months …….. as low as 9.80% APR*.
85 to 120 months …….. as low as 10.30% APR*
Gap insurance required if loan-to-value exceeds 100%. Maximum loan 125% with GAP
*Rates will increase by 0.25% if no autopay or direct deposit
VISA Credit Card
When was your last shopping spree? With a VISA® Credit Card from Richmond VA Fire Police Credit Union, you'll have the best tool to manage your expenses. Apply for yours today to enjoy benefits such as low rates and no annual fees!
Both new and existing accounts will receive 3.99% APR for 9 months on balance transfers between 02/15/2024 to 5/15/2024. After that the cards have a FIXED rate for purchases: 7.90% to 13.70% APR - NO Annual Fee, NO Balance Transfer Fee.
Home Equity Line of Credit & Home Equity Loans
Did you know that using the equity in your home is the best way to fund your next home improvement project? 🛠️ Apply for a Home Equity Line of Credit or Home Equity Loan with Richmond VA Fire Police Credit Union, today, and we'll help you renovate your home in no time!
Home Equity Line of Credit - Open-End: Rate starts at the WSJ Prime lending rate and adjusts semi-annually on January 1 and July 1. No MARGIN. Minimum rate 4.00% APR; Maximum rate 15.00% APR. NO CHARGE
Home Equity Loan - Closed-End: Fixed Rates as low as 7.00% APR; terms to 15 years.
