Deposit Rates

  
      Account Types

      Minimum Opening Deposit

      Minimum Balance to earn APY**

      Dividend Rate

      Annual Percentage Yield (APY)**

      Compounding Frequency
    
      Regular Savings & Club Accounts

      $5.00

      $100.00

      %*

      %*

      Quarterly
    
      Kid Club Account

      $5.00

      $5.00

      %*

      %*

      Quarterly
    
      Saving Certificates *Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

      6 MONTH CD’s will renew at 1.15% APR - $500.00

      $500.00

      %*

      %*

      Quarterly
    
      1 YEAR Cd’s will renew at 0.40% APR - $500.00

      $500.00

      %*

      %*

      Quarterly
    
      3 YEAR Cd’s will renew at 2.15% APR - $500.00

      $500.00

      %*

      %*

      Quarterly
    
      Checking

      $5.00

      $2,000.00

      %*

      %*

      Quarterly
    
      IRA Savings (Traditional,Roth, & Coverdell)

      $5.00

      $5.00

      %*

      %*

      Quarterly

Loan Rates

Unsecured/Personal Loans

  
    Term
    APR* (as low as)
  
    Up to 12 Months
    %
  
    13 to 24 Months
    %
  
    25 to 36 Months
    %
  
    37 to 48 Months
    %
  
    49 to 60 Months
    %

Up to 12 months ……… as low as 7.15% APR.

13 to 24 months ………. as low as 8.15% APR.

25 to 36 months ………. as low as 9.15% APR

37 to 48 months ………. as low as 10.30% APR

49 to 60 months ………. as low as 11.40% APR

Automobile and Motorcycle

  
    Term
    APR* (as low as)
  
    Up to 48 Months
    %
  
    49 to 60 Months
    %
  
    61 to 72 Months
    %
  
    73 to 84 Months
    %

Up to 48 months ……… as low as 3.49% APR*

49 to 60 months ………. as low as 4.49% APR*

61 to 72 months ………. as low as 5.44% APR*

73 to 84 months ………. as low as 6.49% APR*

RV’s and Watercraft

  
    Term
    APR* (as low as)
  
    Up to 48 Months
    %
  
    49 to 60 Months
    %
  
    61 to 72 Months
    %
  
    73 to 84 Months
    %
  
    85 to 120 Months
    %

Up to 48 months ………. as low as 6.80% APR*

49 to 60 months ………. as low as 7.80% APR*

61 to 72 months ………. as low as 8.80% APR*

73 to 84 months …….. as low as 9.80% APR*.

85 to 120 months …….. as low as 10.80% APR*

Home Equity Loan

  
    Term
    APR* (as low as)
  
    Up to 15 Years
    %

Home Equity Loan - Closed-End: Fixed Rates as low as 7.00% APR; terms to 15 years.