Deposit Rates
| Account Types | Minimum Opening Deposit | Minimum Balance to earn APY** | Dividend Rate | Annual Percentage Yield (APY)** | Compounding Frequency |
|---|---|---|---|---|---|
| Regular Savings & Club Accounts | $5.00 | $100.00 | %* | %* | Quarterly |
| Kid Club Account | $5.00 | $5.00 | %* | %* | Quarterly |
| Saving Certificates *Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20). | 6 MONTH CD’s will renew at 1.15% APR - $500.00 | $500.00 | %* | %* | Quarterly |
| 1 YEAR Cd’s will renew at 0.40% APR - $500.00 | $500.00 | %* | %* | Quarterly | |
| 3 YEAR Cd’s will renew at 2.15% APR - $500.00 | $500.00 | %* | %* | Quarterly | |
| Checking | $5.00 | $2,000.00 | %* | %* | Quarterly |
| IRA Savings (Traditional,Roth, & Coverdell) | $5.00 | $5.00 | %* | %* | Quarterly |
Loan Rates
Unsecured/Personal Loans
| Term | APR* (as low as) |
|---|---|
| Up to 12 Months | % |
| 13 to 24 Months | % |
| 25 to 36 Months | % |
| 37 to 48 Months | % |
| 49 to 60 Months | % |
Automobile and Motorcycle
| Term | APR* (as low as) |
|---|---|
| Up to 48 Months | % |
| 49 to 60 Months | % |
| 61 to 72 Months | % |
| 73 to 84 Months | % |
RV’s and Watercraft
| Term | APR* (as low as) |
|---|---|
| Up to 48 Months | % |
| 49 to 60 Months | % |
| 61 to 72 Months | % |
| 73 to 84 Months | % |
| 85 to 120 Months | % |
Home Equity Loan
| Term | APR* (as low as) |
|---|---|
| Up to 15 Years | % |